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1. A policyholder achieves peace of mind when insuring his car by

A) transferring the risk to the insurer.
B) preventing the chance of a loss occurring.
C) reducing the chance of a loss occurring.
D) eliminating the risk of loss.

2. The website of an insurer must include the company's registered name, trading address, contact details and regulator. This is in accordance with rules enforced by the

A) Financial Ombudsman Service.
B) Prudential Regulation Authority.
C) Advertising Standards Authority.
D) Competition and Markets Authority.

3. In order for a contract to be legally enforceable, what further action is required after offer and acceptance?

A) Witnessing by a third party.
B) Exchange of consideration between the two parties.
C) Delivery of goods or services concerned.
D) Provision of written terms and conditions.

4. When should a direct insurer advise a policyholder in writing of its complaints-handling procedure, to comply with regulatory requirements?

A) Within 7 days of a complaint being made.
B) At the time of the sale or immediately afterwards.
C) At the lime of a claim.
D) Within 30 days of cover being incepted.

5. How would an employee benefit directly from her employer's business interruption insurance if its factory was forced to close temporarily due to flood damage?

A) By payment of a redundancy lump sum.
B) By continuation of her wages.
C) By payment of an early retirement pension.
D) By compensation for loss of bonus.

問題與答案：