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最新的 California Department of Insurance Certification CA-Life-Accident-and-Health 免費考試真題:

1. What is the amount of the penalty tax imposed on premature payments under annuity contracts?

A) 10%
B) 50%
C) 20%
D) 25%

2. In medical expense insurance, what serves the same purpose as the elimination period in disability income insurance?

A) Coinsurance.
B) Deductible.
C) Maximum benefit.
D) Co-payment.

3. According to the Employee Retirement Income Security Act of 1974 (ERISA) fiduciary standards, benefit plans are operated for

A) plan participants and beneficiaries.
B) plan employees.
C) plan sponsors and beneficiaries.
D) plan sponsors and employees.

4. A contract in which only one party to the contract is legally bound to do anything is

A) conditional.
B) personal.
C) aleatory.
D) unilateral.

5. All of the following are requirements of a contract EXCEPT

A) there must be an offer and acceptance of the contract terms.
B) there must be equal consideration between the parties.
C) the parties to the contract must be legally competent.
D) the contract must have a legal purpose.

問題與答案：