최신 Insurance Licensing Certification Ok-Life-Accident-and-Health-or-Sickness-Producer 무료샘플문제:
1. Under the Standard Nonforfeiture Law, any cash value accumulation MUST be made available to the policyowner if the policyowner
A) is not notified within 60 days of the contractual changes.
B) becomes disabled.
C) stops paying the premium.
D) files for bankruptcy.
2. What is it called when a health insurance policy terminates and the policyholder is allowed to receive benefits past the termination date of the policy?
A) duration of coverage.
B) extension of benefits.
C) qualifying event.
D) notification statement.
3. What is the main reason a Medicare supplement policy is purchased?
A) to cover long-term care services
B) to cover prescription drugs filled at the pharmacy
C) to cover dental services
D) to fill the gaps not covered by Medicare Parts A and B
4. Which of the following is NOT a right of the life insurance policyowner?
A) Revoke an absolute assignment.
B) Select and change a beneficiary.
C) Assign or transfer the policy.
D) Borrow from the cash values.
5. Employees covered by an employer health plan are issued an insurance
A) covenant.
B) policy.
C) certificate.
D) contract.
질문과 대답:
질문 # 1 정답: C | 질문 # 2 정답: B | 질문 # 3 정답: D | 질문 # 4 정답: A | 질문 # 5 정답: C |