최신 SAFE MLO MLO 무료샘플문제:
1. Which of the following reasons is acceptable for denying a loan under the Equal Credit Opportunity Act (ECOA)?
A) Country of birth
B) Receipt of child support
C) Immigration status
D) Marital status
2. A mortgage loan originator (MLO) is in the process of taking an application for a 30-year mortgage, and the borrowers are over 72 years old. Which of the following actions must the MLO take?
A) The MLO must present them with a reverse mortqaqe.
B) The MLO must present them with a home equity line of credit (HELOC).
C) The MLO must complete the application and proceed as normal.
D) The MLO must inquire about the ability to repay in the event of a borrower's death.
3. A real estate broker overhears her buyer discussing what she believes to be illegal activities while on a phone conversation. The real estate broker notifies the buyer's mortgage loan originator (MLO) that the borrower may be using illegally acquired funds as down payment for this property. The MLO decides to report some suspicious cash deposit transactions found in the borrower's bank records. Under the Patriot Act, the MLO may discuss the filing of this report with which of the following parties, if any?
A) The report Is not permitted to be discussed with any parties involved in the transaction.
B) All parties involved in the transaction
C) The buyer's agent
D) His loan processor
4. Upon becoming employed by a state-licensed mortgage company, an individual who works for a depository institution as a mortgage loan originator (MLO) shall not be deemed to have temporary authority to act as an MLO in an application state if which of the following events has occurred?
A) The individual has submitted an application to be a state-licensed MLO in the application state and was registered in the NMLS as an MLO by the prior employer.
B) The individual has been a witness in a trial at which the defendant was convicted of felony fraud.
C) The individual has been subject to a court order for payment of child support.
D) The individual had an application for an MLO license denied or an MLO license revoked or suspended in any Governmental jurisdiction.
5. The Equal Credit Opportunity Act (ECOA) defines the term "elderly" as anyone:
A) 62 years of age or older.
B) 60 years of age or older.
C) 70 years of age or older.
D) 65 years of age or older.
질문과 대답:
| 질문 # 1 정답: C | 질문 # 2 정답: C | 질문 # 3 정답: A | 질문 # 4 정답: D | 질문 # 5 정답: A |
985 개 고객 리뷰
품질과 가치ITCertKR 의 높은 정확도를 보장하는 최고품질의 덤프는 IT인증시험에 대비하여 제작된것으로서 높은 적중율을 자랑하고 있습니다.
테스트 및 승인ITCertKR 의 덤프는 모두 엘리트한 전문가들이 실제시험문제를 분석하여 답을 작성한 만큼 시험문제의 적중률은 아주 높습니다.
쉽게 시험패스ITCertKR의 테스트 엔진을 사용하여 시험을 준비한다는것은 첫 번째 시도에서 인증시험 패스성공을 의미합니다.
주문하기전 체험ITCertKR의 각 제품은 무료 데모를 제공합니다. 구입하기로 결정하기 전에 덤프샘플문제로 덤프품질과 실용성을 검증할수 있습니다.
