최신 Certificate in Insurance IF1 무료샘플문제:
1. In order for a contract to be legally enforceable, what further action is required after offer and acceptance?
A) Witnessing by a third party.
B) Exchange of consideration between the two parties.
C) Provision of written terms and conditions.
D) Delivery of goods or services concerned.
2. A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short-circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?
A) The fire.
B) The storm.
C) The falling wall.
D) The water damage.
3. How would an insurer's portfolio of motor claims be shown in terms of frequency and severity?
A) High frequency, high seventy.
B) High frequency, low severity.
C) Low frequency, low seventy.
D) Low frequency, high seventy.
4. John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?
A) He does not need to disclose this.
B) At the date of the next premium payment.
C) Immediately, irrespective of prognosis.
D) Immediately, but only if the diagnosis is terminal.
5. A risk control survey shows that premises proposed for insurance are in close proximity to a river with a history of flooding. The underwriter will consider this fact to be a
A) fundamental risk.
B) moral hazard.
C) physical hazard.
D) pure risk.
질문과 대답:
질문 # 1 정답: B | 질문 # 2 정답: B | 질문 # 3 정답: B | 질문 # 4 정답: A | 질문 # 5 정답: C |