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最新的 Investments & Banking CIFC 免費考試真題:
1. Sandra presently participates in her employer-sponsored defined contribution pension plan (DCPP). As contributions continue to be made into her plan, what can she expect?
A) Her available registered retirement savings plan (RRSP) contribution room will be reduced by what is being contributed to her plan.
B) The employer will solely make contributions to her DCPP based on a prescribed formula noted within her plan.
C) Retirement benefits will be based on a prescribed formula that can be referenced from the plan's terms and conditions.
D) To ensure she has savings at retirement, the employer will choose stable investments to grow her retirement savings.
2. Which of the following statements is true when comparing fund of funds to traditional mutual funds?
A) Since fund of funds invest primarily outside Canada, they will have higher fees than traditional mutual funds.
B) Fund of funds have more asset class options available and lower fees than traditional mutual funds.
C) Fund of funds have higher fees than traditional mutual funds since there are two sets of management fees.
D) Fund of funds have more fee structure options available and lower fees than traditional mutual funds.
3. Kerry's total income this past year was $100,000 and she claimed a tax deduction of $2,000. When the tax return is filed, what would be the federal tax payable when applying the following federal tax rates?
(Round to the closest whole dollar for the final answer.)
A) $18,754
B) $24,000
C) $17,472
D) $25,480
4. Winter is a Dealing Representative with Top Tier Investing, a mutual fund dealer and member of the Mutual Fund Dealers Association of Canada (MFDA). Which of the following statements about Winter's suitability obligation is CORRECT?
Winter is required to make a suitability determination every time:
i) she makes a recommendation to a client
ii) a client's investment returns decline.
iii) she opens a new client account
iv) the markets fluctuate.
A) i and ii
B) i and iii
C) iii and iv
D) ii and iii
5. Wilma has always used the services of a tax preparation firm to file her taxes but is skeptical that she has really benefitted. This year she plans to file her own taxes for the first time.
What would be useful for her to know?
A) Wilma's tax deductions permit her to reduce her tax payable dollar-for-dollar.
B) Wilma's top marginal tax rate will be applied to every taxable dollar when her tax return is filed.
C) Wilma's non-refundable tax credits may only reduce her taxable income dollar-for-dollar.
D) Wilma's marginal tax rate may be lowered when tax deductions are applied to her total income.
問題與答案:
問題 #1 答案: A | 問題 #2 答案: C | 問題 #3 答案: A | 問題 #4 答案: B | 問題 #5 答案: D |
114.242.21.* -
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